Microdawn – Microdawn Financial Services provides unparalleled personalized loans and financial services to a broad range of clients across Zimbabwe

Welcome to Microdawn Financial Services

We Care for Your Financial Needs

Microdawn provides quick loans for whatever requirements at the best rates…within 24 hrs!!!

All government employees,uniformed forces,government pensioners and private sector employees qualify

Just bring in your I.D, latest payslip & 3 months bank statement

Salary Based Loans (SSB)

These are personal loans available to civil servants who receive their salaries through SSB payroll. Deductions are by way of a SSB stop order. The tenure on these loans is between 1-12 months. Loan turnaround is 24 hours and clients receive their funds in their bank accounts. Loan ‘top-ups’ or rollovers are available subject to affordability.

Salary Based Loans (Private Companies)

These are short-term loans secured against one’s salary. The loans are collateral free as Microdawn should have a signed Payroll Deduction Agreement with the Employer. The maximum loan amount depends on the net pay. The tenure on these loans ranges between 1-6 months. Loan turnaround is less than 24 hours and clients receive their funds in bank accounts. Loan ‘top-ups’ or rollovers are available subject to affordability.

Salary Based Loans (Uniformed Forces)

These are short-term loans secured against one’s salary. The loans are collateral free and deduction is through bank debit orders. The maximum loan amount depends on the net pay. The tenure on these loans ranges between 1-6 months. Loan turnaround is less than 24 hours and clients receive their funds in their bank accounts. Loan ‘top-ups’ or rollovers are available subject to affordability.

About us

You can depend on us for an unmatched financial service...

Our Vision Mission Our Goal

To be the biggest game changer in the financial markets in which we operate by re-configuring the Microfinance Industry through introduction of blockbuster products and services, driven by effectively, efficiently and patiently listening, understanding and providing solutions to customer’s temporary financial difficulties.

To be a microfinance/money lending services company that is focused on developing financial inclusion models for the underprivileged/low income earners with the long term goal of creating a microfinance bank that provides an inclusive, low cost,convenient and simple banking platform.

To serve our clients and country with passion and pride, to create true personal relationships with clients by understanding their financial problems and providing an instant solution wherever possible.

To fight poverty and promote national poverty alleviation initiatives through provision of microfinance to financially distressed individuals.

To comply with national legislation and statutes
To support national economic programmes
To be a gender balanced organisation
To be a socially responsible corporate citizen

Microdawn Financial Services (Pvt) Ltd is a registered Zimbabwean company that was incorporated in February 2015 in terms of the Companies Act (Chapter 24:03), with the specific purpose of creating opportunities for SMEs, informal traders and individuals in need of quick, short term financing. The company is a duly registered Money lending Institution with the Reserve Bank of Zimbabwe.

The company’s name was derived from the concept of establishing a new dawn to quality financial service, a new game changer in the financial markets in which we operate, through the introduction of blockbuster products and services, thereby re-configuring the microfinance industry in Zimbabwe.

Featured services

Our Other Services

We have developed various products and services with special emphasis on tailor-made solutions to suit the needs of all potential targeted clients. The products include:

Group Lending

Funds are advanced to a group of four or more persons. Joint liability ensures strong incentives of group members to monitor each other.

Order Financing

This type of financing is offered to SMEs with confirmed orders who are supplying reputable companies.

Bridging Finance Loans

Working capital is the lifeblood of businesses as it is essential to settle the operating expenses

Invoice Discounting

Microdawn provides SMEs with soud business models short term loans used to improve an enterprises' working capital and cash flow positioning. This facility allows a

School Fees Loans

Let all your stress disappear during back to school period through Microdawn Back2School loans! Ensure your children's future is guaranteed by applying for a loan…

Emergency Loans

Microdawn Financial services is there for you in times of any unexpected mishap or emergency.Be it medical expenses,consumption,bereavment etc,think no further than Microdawn.

Why choose us?

Microdawn is committed to help clients to reach the goals.

Microdawn Financial Services provides unparalleled personalized loans and financial services to a broad range of clients across Zimbabwe,including civil servants and private sector employees. As your trusted financial partners, we are here to ensure that all of your financial decisions are made carefully and with your best interests in mind. We are ready and able to serve as your short term financiers and guide you along your path out of financial difficulty to success.We have been providing our clients across Zimbabwe with first-class financial services since 2015. We take care of all of your financial needs so you don’t have to, leaving you free to focus on the rest of your life. Whether you are starting a business,need working capital to boost your business or just need quick,short term salary based loan, we are here for you!

We Can Save You Time.

Our Loans Are Flexible.

Very quick turn around time of less than 24 hours

Up to 12 months repayment period

A Fast, Easy Application.

Favourable Interest Rates.

Unmatched professional service

Compare Loans and get the right loan for your needs

Get A Loan

Quick. Reliable. Dependable.

Microdawn Financial Services is a registered microfinance institution, duly licensed by the Reserve Bank of Zimbabwe. The company offers personal and business loans as well as working capital financing for a variety of purposes. The company was created to reach out to the majority of low income earners and disadvantaged sectors in Zimbabwe, offering bridging finance.

Get a loan now – typically in 24 hours or less. Switch to Microdawn Financial Services – a brand you can trust!

Need more information about our terms and how to apply? Call or whatsapp us now on:

(0242)757288

0773103502 / 0778386784